Migration services in Bulgaria

WEALTHY PENSIONER

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A wealthy pensioner (part 24, al. 1, vol. 10 of the Chernobyl Code)

Pension recipients in the country of origin, they can obtain a residence permit in Bulgaria if they have sufficient funds in a Bulgarian bank account. No additional grounds are required.

💳 It is enough to confirm the status of a pensioner and the availability of funds in a Bulgarian bank account - the minimum subsistence minimum × 12 months.
Residence permit for pensioners in Bulgaria

Bulgaria is one of the most affordable and attractive EU countries for pensioners. Its mild climate, affordable cost of living, developed infrastructure, and proximity to the sea make it a popular choice for those who want to retire in Europe.

The requirements for this ground are much simpler than in other EU countries: there is no need for employment, company registration or other difficult conditions. It is enough to be a recipient of a pension and have funds in a Bulgarian bank account.

A residence permit is issued for 1 year with the possibility of annual renewal. With continuous residence for 5 years - the right to permanent residence. The average processing time is 3-4 weeks.

Who is this type of residence permit for?

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Pensioners from any country

Recipients of a state, labor or funded pension from any country in the world with an official pension certificate.

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Retirement Couples

Retired spouses can submit documents at the same time. Everyone submits as an independent applicant, confirming their pension status.

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Lovers of warm climate and sea

Those who want to live by the Black Sea or in the mountains of Bulgaria, enjoying a European quality of life at a low cost.

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Property owners in Bulgaria

Pensioners who have already bought an apartment or house in Bulgaria and want to legally reside permanently.

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Mild climate

Warm summers, mild winters. The Black Sea coast and mountain resorts in one country.

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Affordable cost of living

Some of the lowest prices in the EU for food, housing, medicine and transport.

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EU country

European standards of medicine, safety and infrastructure at Eastern European prices.

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Advanced medicine

Modern clinics at an affordable price. Opportunity to connect to the state health insurance system.

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Convenient location

Direct flights to most countries in Europe and the CIS. Near Greece, Turkey, Romania.

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Russian-speaking community

There is a large Russian-speaking diaspora, especially in Varna, Burgas and Sunny Beach.

Important numbers

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1 year

Validity of a residence permit with the possibility of annual renewal

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3-4 weeks

Average processing time from the date of submission of documents

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5 years

Continuous residence – and you can apply for permanent residence

The process of obtaining a residence permit

1

Consultation and verification of documents

We check pension documents: what type of pension, in which country it was issued, what is the amount. We clarify what needs to be apostilled and translated. We calculate the required amount in a Bulgarian bank account.

2

Opening a Bulgarian bank account

Open an account in a Bulgarian bank and place the required amount on it. This is a key requirement of the law - the funds must be in a Bulgarian bank. We help with the choice of a bank and registration.

The account is opened in person when visiting the bank
3

Preparation of pension documents

We collect a pension certificate or a certificate of pension assignment with an apostille and a notarized translation into Bulgarian. If necessary, a certificate of the amount of pension for the last 3-6 months.

Apostille + translation – 5–10 days
4

Collection of personal documents

We prepare a personal package: passport, certificate of no criminal record with apostille and translation, health insurance, documents on the place of residence in Bulgaria (lease agreement or certificate of ownership).

5

Submission to the migration service

We submit a full package of documents to the Migration Directorate of the Ministry of Internal Affairs at the place of residence in Bulgaria. The migration service checks the pension status and the availability of funds in the account.

Consideration – 2-3 weeks
6

Obtaining a residence permit card

After approval, you receive a residence permit card for 1 year. Upon annual confirmation of pension status and availability of funds, the permit is extended. After 5 years of continuous residence, the right to permanent residence is granted.

The card is ready within 7-10 days

Requirements and documents

Pension certificate

An official document on the assignment of a pension in the country of origin with an apostille and a notarized translation into Bulgarian.

Funds in a Bulgarian bank account

A Bulgarian bank account statement confirming the amount of at least the subsistence minimum × 12 months.

Certificate of the amount of pension

A document from the pension fund of the country of origin confirming regular pension payments and their amount.

Passport and criminal record certificate

A valid passport (at least 6 months) and a certificate of no criminal record with an apostille and translation into Bulgarian.

Health Insurance

A policy valid throughout Bulgaria, with coverage of at least 30,000 EUR for the entire period of stay.

Residence Documents

Apartment lease agreement or certificate of ownership of real estate in Bulgaria indicating the registration address.

Get a consultation

Not sure where to start? Just write to us and we'll figure it out together. We will respond within a day in Telegram, WhatsApp or Viber

With a residence permit, a pensioner does not have the right to work for a Bulgarian employer. If the spouse wants to work, he can apply for a residence permit for family reunification and obtain a work permit.

Account Amount Requirements

For D visa

6 minimum pensions

Amount in the bank account at the time of submission of documents to the consulate

For a residence permit

12 minimum pensions

The amount in the Bulgarian bank account at the time of applying for a residence permit

The current minimum pension in Bulgaria is changing – check with us before applying. Important: You do not need to show a regular income of a certain amount - it is enough to have an amount in the account and confirm your pension.
The path from the decision to the residence permit card
1

Consultation

We analyze your situation, check eligibility, explain the whole process and what needs to be prepared.

2

Collection of documents for a D visa

We are preparing a package for submission to the Bulgarian consulate in your country of residence. All documents are translated into Bulgarian and certified.

The list of documents is below
3

Applying to the Consulate and Waiting for a D Visa

You submit the documents to the Bulgarian consulate in person. It is better to sign up in advance - there are queues.

The processing time is about 30-40 days
4

Entry to Bulgaria

You enter with a visa D. From this moment, you have 6 months to apply for a residence permit - it is better not to delay.

5

Opening a Bulgarian bank account

Open an account and place the required amount - the equivalent of 12 minimum Bulgarian pensions. A bank statement is needed to apply for a residence permit.

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Our office is located next to the Burgas Migration Service. Come and we will prepare everything, show you where to go and what to do.
6

Applying for a residence permit

Submit documents to the migration service in person. In Burgas there is a live queue, there is no appointment, it is better to come in the morning.

7

Waiting for a decision

The migration service considers the documents.

14 days - up to 1 month
8

Obtaining a residence permit card

The card is issued in person at the migration service. The first residence permit is for 1 year, then renewal. After 5 years, you can apply for permanent residence.

Urgent – 3 days / Standard – 10 days / Regular – up to 30 days
Documents

For a D visa – to be submitted at the consulate

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International passport

Valid for at least 18 months, minimum 2 blank pages

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Completed application form with photo

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Certificate of pension for 3 months

Translated into Bulgarian

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Bank statement

The amount is not less than 6 minimum Bulgarian pensions

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Proof of housing in Bulgaria

1 Year Lease Agreement or Title Deeds

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Health insurance

Coverage of at least €30,000, for a minimum of 6 months

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Police clearance certificate

With translation into Bulgarian, valid for 6 months

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Certificate of opening an account in a Bulgarian bank

For a residence permit – submitted to the migration service

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Application in Bulgarian

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International passport with visa D

Original + copy of the main page, page with visa D and entry stamp

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Proof of accommodation

Notarized lease agreement or property documents

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Health insurance

For the entire duration of the stay

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Bank statement

The amount is not less than 12 minimum Bulgarian pensions

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Certificate of pension

Translated into Bulgarian

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Receipt of payment of the state fee

Get a consultation

Not sure where to start? Just write to us - we'll figure it out together. We will respond within a day in Telegram, WhatsApp or Viber